Former homeowner? You may be owed money.

Billions sit in court vaults — unclaimed.

When your foreclosed home sold for more than you owed, the difference didn't disappear. It belongs to you. FundRite finds it, files the claim, and recovers it — contingency only. You pay nothing upfront.

Stack of hundred dollar bills
Free Eligibility Check

See if you're owed surplus funds — instant, no fees.

We search NC court records for your name. Takes 10 seconds.

Free review  ·  No upfront fees  ·  Contingency only  ·  NC court records

Most people never find out the money exists.

Zero proactive notice

Courts and trustees rarely notify former homeowners. If you've moved, you probably never received word.

Confusing legal process

Petitioning the court, managing competing claims, filing deadlines — it's daunting for anyone, especially after the stress of foreclosure.

Predatory operators

Some companies charge upfront fees or push assign-of-rights contracts that strip homeowners of most of their money. Trust is earned, not assumed.

From discovery to check — we handle it.

01

Find your case

We monitor county foreclosure records and tax sale databases daily. If you sold a home for more than was owed, we find the record.

02

Verify eligibility

Free eligibility review. We confirm whether a surplus exists and whether you're legally entitled to claim it — before any commitment.

03

File the claim

We compile the required documents, prepare the petition, and file with the court. Complex cases are routed to our attorney network.

04

You get paid

Once the court releases the funds, you receive your share. We collect a pre-agreed contingency percentage. No hidden fees. No surprises.

We do it the right way. Always.

No upfront fees

You don't pay a dime unless we recover your funds. Our fee comes from the surplus — only when you receive what you're owed.

No assign-of-rights

We represent you, we don't replace you. Your claim stays in your name. You keep control of your funds.

Free eligibility review

Before you sign anything, we tell you whether you're eligible and roughly how much you may be owed. No pressure.

Fast processing

We automate case discovery and document preparation so claims move faster. Most cases resolve in 90–120 days from filing.

Attorney network

Complex cases with competing lien claims get routed to vetted real estate attorneys. You get legal support without paying legal rates upfront.

North Carolina compliant

Our business model and contracts are reviewed by NC-licensed attorneys to ensure full compliance with state regulations.

$2.4B+
in foreclosure surplus funds unclaimed across the US
72%
of eligible former homeowners never receive notice
90–120
average days from filing to disbursement

Most surplus funds go unclaimed simply because the rightful owners don't know they exist.

Built on compliance, not shortcuts.

Foreclosure surplus recovery is governed by state law. Fees, outreach rules, and contract requirements vary by state. FundRite operates within the framework — not around it. Before we send a single letter, our agreements and methods are reviewed by licensed North Carolina attorneys.

Rules vary by state. Our compliance doesn't.

The money exists. The question is whether anyone fights for it.

Most former homeowners walk away with nothing — not because they weren't entitled to it, but because the system doesn't hand it to you. FundRite exists to change that. We do the work so you don't have to spend years navigating a legal maze you never asked for.

Your home was sold. The equity you built doesn't vanish. It's waiting. We'll find it.

NC counties with the most surplus fund activity.

Click your county for local case stats, courthouse filing info, and an eligibility check pre-filled with your county.

Learn how NC surplus recovery works.